Is Your Business Protected with Commercial General Liability Coverage?

general liability

Halloween is typically a happy and harmless holiday. Unfortunately, it does mark the beginning of a lengthy holiday season when businesses see an increase to property damage including theft and vandalism. It’s a good time of year to take a second look at your insurance policy and make sure it protects your small business with comprehensive coverage. The first line of defense against common damages is to invest in a strong offense with commercial general liability insurance.

Benefits of Commercial General Liability Coverage

Running a small business comes with inherent risks. It’s important to prepare for potential future damages to your business by getting the coverage you need now. General liability insurance is the easiest and smartest way to safeguard your business against property damage and lawsuits/claims.

Commercial general liability insurance covers a wide range of situations, so you won’t need to pay for damages out-of-pocket, or even worse—shut down operations until you come up with the funds. In addition to defending against the threat of Halloween pranksters, this insurance option also covers:

  • The cost of medical bills if someone is injured on your property.
  • Repair or replacement costs if property damage is caused by yourself or an employee.
  • Legal costs or settlement costs associated with a lawsuit where you or the company is sued for damages.
  • Damages caused to a rental property, for those who rent their buildings.

During the holidays, thefts and vandalism rise across the US. Crimes peak in December, but a fair share of pranksters come out in full force at Halloween too. With easy availability of masks and costumes during Halloween, it makes sense that petty criminals target local businesses. Investing in proper security not only protects your business, a comprehensive insurance policy will also give you peace of mind.

Keep Your Business Safe from the Ghouls This Halloween

storm prepDon’t let vandals get the best of you this Halloween. With better insurance protection you can guarantee this year’s celebrations are safe and happy. Interested in learning more about how commercial general liability coverage can help your business? Visit us at Synergy Insurance Group online today to get a free quote or to speak with an agent.

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