Apr 15, 2026 | Free Tips – Free Tips articles, Homeowners Insurance – Homeowners Insurance articles, News
A standard Florida homeowners policy — often called an HO-3 — covers four main areas. Dwelling coverage protects the structure of your home. That includes your walls, roof, floors, and built-in systems. If a hurricane damages your roof or a fire destroys a wall, this...
Apr 14, 2026 | Free Tips – Free Tips articles, Homeowners Insurance – Homeowners Insurance articles, News
If you own a home in South Florida, we have some good news. Home insurance rates in Florida are finally dropping — and the reductions hitting Broward, Miami-Dade, and Palm Beach counties are the most significant in recent memory. After three years of painful...
Jun 23, 2025 | Family Safety, Free Tips – Free Tips articles, Homeowners Insurance – Homeowners Insurance articles, News
Why It’s Smart to Prepare Early Hurricane season in Florida spans from June to November, often bringing powerful storms that can severely impact homes and communities. The key to staying safe is early preparation before store shelves empty and the rush begins....
Sep 5, 2018 | Free Tips – Free Tips articles, Homeowners Insurance – Homeowners Insurance articles, News
After a major storm, don’t get destroyed by contractor fraud and abuse. Beware of these deceptive contractor tactics: High-pressure sales Contracts with blanks or not fully completed Requests to sign away your insurance benefits to the contractor Claims that...
Sep 4, 2018 | Homeowners Insurance – Homeowners Insurance articles, News
Insurance regulators encourage Floridians who are recovering from flood or wind damage to their homes and businesses to use caution when signing an Assignment of Benefits (AOB). Homeowners may be presented with a document to sign before repair work begins, which could...
