CONSUMER ALERT: AVOIDING CONTRACTOR FRAUD AND ABUSE
After a major storm, don’t get destroyed by contractor fraud and abuse. Beware of these deceptive contractor tactics:
- High-pressure sales
- Contracts with blanks or not fully completed
- Requests to sign away your insurance benefits to the contractor
- Claims that they can rebate your deductible so the repair will be “free”
Follow these tips to avoid contractor fraud and abuse:
Get a Written Contract
- Insist on a written, detailed contract
- Make sure the scope of work is detailed and includes labor and material costs
- Do not sign contracts with blank spaces
- Be sure to understand the terms and agreements of the contract, as well as warrantees
Verify the Damage and Check References
- Call your homeowners insurance company to file a claim
- Work with your adjuster to verify what repairs are necessary
- Get three written estimates and be sure to contact their references
- Make sure the contractor is licensed, bonded and insured
Never Pay Contractors Up Front
- Pay for the work in installments
- Verify the work was done to your satisfaction before paying
- Avoid contractors who need cash to purchase materials up front or need a down payment
- Do not do business with contractors who will cut you a deal for pre-payment
For more information, visit the Consumer Protection Coalition at www.fightfraud.today
For a list of insurance providers and their contact information, check this list below: