Why It’s Smart to Prepare Early

Hurricane season in Florida spans from June to November, often bringing powerful storms that can severely impact homes and communities. The key to staying safe is early preparation before store shelves empty and the rush begins. To make sure you’re ready, turn to the Synergy Insurance Hurricane Prep Checklist. It’s your go-to guide for staying protected this storm season.

Here’s why it matters:

  • You avoid empty store shelves.
  • You skip long lines and high prices.
  • You feel more in control when a storm is coming.

Planning ahead doesn’t just protect your home, it also brings peace of mind to you and your family.

The Real Cost of Waiting: What Hurricane Ian Taught Us

When Hurricane Ian hit in 2022, many people weren’t ready. Supplies disappeared fast, and prices shot up overnight:

  • Bottled water: From $5 to $8–$10 per case
  • Canned food: From $1.25 to over $2 per can
  • AA batteries: From $7 to $12 or more
  • Flashlights: Often $20+ before the storm, if you could find them

Even pet food, gas cans, and tarps became hard to find.

Takeaway: Waiting to prepare will cost more, and might leave you with fewer options. Shop early and avoid the rush.

Step 1: Build a Storm Ready Plan With Your Family

Talk with everyone in your household about what to do if a storm is headed your way:

  • Know your evacuation route
  • Choose a safe room away from windows
  • Write down emergency contact numbers
  • Plan how to communicate if cell towers are down

Being on the same page helps everyone stay safe and calm.

Step 2: Stock Up on Emergency Supplies

A good disaster supply kit will keep you safe and comfortable if the power goes out or you’re stuck at home. Your kit should include:

  • Water: 1 gallon per person per day (3–7 days)
  • Non-perishable food: Canned goods, granola bars, manual can opener
  • Flashlights and batteries
  • Portable phone chargers or power banks
  • First aid kit and any prescription meds
  • Copies of important papers (IDs, insurance info) in a waterproof bag
  • Cash – ATMs may not work
  • Pet food and supplies – don’t forget your furry friends

Download Synergy’s easy-to-follow checklist and keep it on your fridge or in your glove box.

Step 3: Secure Your Property

Even simple steps can make a big difference:

  • Bring in outdoor furniture, bikes, and grills
  • Clean your gutters and drains
  • Trim tree branches that could fall
  • Make sure windows and doors close and lock tightly

Don’t wait until the wind picks up and get these tasks done early to reduce the risk of damage.

Step 4: Review Your Insurance Coverage

Your insurance is your safety net. Don’t wait until after a storm to find out your policy doesn’t cover everything.

Ask your agent:

  • Is my coverage limit high enough for my home and belongings?
  • Do I have flood insurance?
  • What are my deductibles?
  • Does my policy include temporary housing if I can’t stay in my home?

Even small policy changes can make a big difference when you need help the most.

After the Storm: What to Do

When it’s safe to go outside:

  • Avoid power lines, flooded areas, and unstable trees or buildings
  • Take photos of any damage before cleaning up
  • Keep receipts for repairs or temporary living expenses
  • Contact your insurance agent as soon as possible to start your claim

The Bottom Line

Hurricanes are part of life in Florida, but the impact they have on you is something you can control. The earlier you prepare using the Synergy Insurance Hurricane Prep checklist the safer and less stressful the season will be.

At Synergy Insurance, we’re here to help you plan, protect, and recover. Don’t wait for the next storm warning.

📞 Call your agent today to review your policy and download our full Hurricane Prep Checklist.

Prepare now. Worry less later.

Hurricane Prep Checklist